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Finvent Finance & Investments Limited is a registered Non-Banking Finance Company (NBFC) that began its operations in October 2012 with a clear focus on delivering accessible and customer-centric financial solutions. What started as a two-wheeler financing venture has steadily evolved into a diversified financial services institution.
Non-Banking Finance Company in Kerala
From 2015 onwards, the company expanded its portfolio to include two-wheeler and four-wheeler finance, gold loans, microfinance, forex business, and money exchange services. Our growth strategy is built around flexibility, innovation, and responsiveness to changing economic conditions.
1. Gold Loans
Loans provided against pledged gold jewellery.
Commonly used for:
Education expenses
Marriage costs
Emergency or short-term financial needs
Typically processed quickly with flexible repayment options.
Designed as short-term liquidity support.
2. Business Loans
Funding aimed at small and growing businesses.
Can be used for:
Working capital
Business expansion
Equipment or operational expenses
Intended to help enterprises maintain smooth operations and growth.
3. Personal Loans
Offered mainly to individuals and small-scale entrepreneurs.
Supports:
Daily financial needs
Income-generating activities
Household or personal expenses
Also positioned as a tool for rural upliftment and women empowerment initiatives.
4. Two-Wheeler Loans
Financing for scooters and motorcycles.
Financing up to 90% of vehicle cost
Fast approval (often within hours)
One of the company’s original core products
5. Four-Wheeler (Car) Loans
Loans for both new and used cars.
Financing up to about 80% of vehicle value.
Typically approved within about 24 hours depending on eligibility.
6.Microfinance Loans
Small-ticket loans for low-income individuals, especially women.
Often provided through Joint Liability Groups (JLGs).
Focused on financial inclusion and self-employment opportunities.
7.Forex & Money Transfer Services (Related Financial Services)
While not loans, Finvent also provides:
Foreign exchange and money exchange services
Western Union money transfer facilities
These complement their funding services for customers handling remittances or international payments.
To ensure affordability and convenience, Finvent Finance introduces customized monthly schemes aligned with prevailing market conditions and customer income profiles. These schemes offer competitive interest rates, adaptable margins, and industry-leading loan-to-value ratios — up to 90% for two-wheeler finance and up to 80% for four-wheeler finance.
With a strong foundation and disciplined financial management, the company’s total business volume has grown to ₹62 crores. Today, Finvent Finance operates through 13 branches, serving customers across 10 districts, achieving this expansion within a remarkable span of just five years.
Frequently Asked Questions
1. What types of funding and loan options does Finvent Finance offer?
Finvent Finance offers a range of financial solutions including business loans, capital financing, and various other funding services tailored to meet the needs of individuals and enterprises.
2. What documents are required to apply for a loan at Finvent Finance?
Applicants need to provide:
- Photocopies of identity proof
- Address proof
- Income documents
- Any other relevant paperwork
It is advisable to contact Finvent Finance directly for a detailed checklist and personalized guidance.
3. What are examples of financial institutions?
Common financial institutions include:
- Investment banks
- Brokerage firms
- Commercial banks
- Certified financial consultants
4. How much loan can I avail from Finvent Finance?
The loan amount is determined based on several factors such as:
- Credit score
- Employment stability
- Income level
- Repayment capacity
It is best to consult with a representative from Finvent Finance for a precise evaluation.
5. What is the loan repayment period?
Repayment periods vary depending on the type of loan availed.
For exact terms and schedules, please reach out to Finvent Finance for complete information.
